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Glossary: lottery, tax and safety terms

Plain meanings for the words you’ll meet on tickets, tax forms and in news reports.

Advance tax
Tax paid during the year rather than at filing time. Big winners usually owe surcharge and cess this way after TDS.
Agent commission
The share of a prize paid to the agent who sold the winning ticket. Kerala deducts 10% from the prize before tax.
Ankada jugar
“Figures gambling”: the pre-Independence habit of betting on cotton prices that came before matka. See history of matka.
Annuity vs lump sum
Some foreign lotteries let winners take a prize as yearly payments or a smaller one-off amount. Indian state lotteries pay a lump sum.
Bumper lottery
A special draw with a much larger first prize and dearer tickets, tied to a season or festival.
Cess
A 4% health and education charge on income tax plus surcharge.
Chakshu
A reporting facility on the government’s Sanchar Saathi portal for suspected fraud calls and messages, used when no money has been lost yet.
Claim form
The official form a winner submits with the original ticket and documents to receive a large prize.
Combination
A group of numbers where order doesn’t matter. “Pick 6 from 49” has 13,983,816 combinations.
Draw code
The letters and number identifying a particular draw, printed on the ticket and the result.
Expected value
The average amount a ticket pays back over many draws. For lotteries it is always below the ticket price.
Gambler’s fallacy
The mistaken belief that a random outcome is “due” because it hasn’t happened recently.
Gazette
The government’s official publication. Kerala publishes lottery results in its Gazette on the day of the draw.
House edge
The built-in margin an operator keeps on every bet, which guarantees players lose on average.
Lotteries (Regulation) Act, 1998
The central law under which a state government may organise its own lottery.
Matka
Literally an earthen pot. Also the name of an illegal numbers-betting game that began in 1960s Bombay.
Matka King
A nickname for the leader of a matka syndicate, most associated with Ratan Khatri.
Online money game
Any online game played for money or stakes. Banned in India by the Promotion and Regulation of Online Gaming Act, 2025.
Public Gambling Act, 1867
The colonial-era law against running or visiting a common gaming house, still in force in many states.
Quick pick
Numbers chosen at random by a machine instead of by the player. Odds are identical.
Satta
A general word for betting or speculation; used in India for illegal number betting such as matka.
Series
The letters printed before a ticket number. A winning ticket must match both series and number.
Surcharge
An extra charge on income tax for people with total income above ₹50 lakh: 10%, 15%, 25% or 37% (capped at 25% in the new regime).
TDS
Tax deducted at source. The payer keeps 30% of winnings above ₹10,000 and sends it to the government in your name.
Tele-MANAS
The Government of India’s free 24×7 mental health helpline, reachable on 14416 or 1-800-891-4416.
Wheeling system
Buying many combinations of a chosen set of numbers. It raises cost and covers more tickets but never changes the odds of a ticket.
1930
India’s national cyber-fraud helpline. Call it as soon as money leaves your account.
Welfare scheme (Karunya)
A Kerala programme funded by lottery revenue that helps low-income patients with serious illness.